David Giertz on the Importance of Informing Clients About Social Security

David Giertz sits down with Veronica Dagher, columnist, and WSJ Wealth Adviser, to talk about the need for Financial Advisers to speak to their clients about Social Security.

David Giertz discusses a survey, conducted by the Nationwide Financial Retirement Institute, of consumers who are either retired or are ten years from retirement. The findings of the survey showed that most advisers aren’t talking to their clients about Social Security and that 4 out of 5 people would switch advisers if their current adviser was not talking to them about Social Security at https://vimeo.com/davidgiertz.

He goes on to discuss why advisers may be avoiding the topic of Social Security, positing that it’s a rather complex topic on SoundCloud.com. He notes that the Social Security Handbook contains 2,700 rules.

He moves on to why it is important for advisers to take an interest in Social Security. Social Security may account for up to 40% of an individual’s income retirement planning process on cnbc.com. Proper planning for social security can greatly optimize retirement income as the survey found that turning on Social Security too early can lead to a loss of up to $300,000 over 25 years.

David Giertz’s interview with WSJ outlines the importance of advisers focusing on Social Security with their clients and the possible consequences of avoiding the topic.

David Giertz has worked for a myriad of financial companies including Skokie Federal Savings, The Mutual Life Insurance Company of New York, Citicorp Investment Services, and Nationwide Investment Services. He has served as Vice President of Nationwide Financial Distribution and Sales at Nationwide Life Insurance since April of 2013.

He is also President, Vice President and Director of Sales for other Nationwide Companies. David is based out of Dublin, Ohio. He is a registered Broker through FINRA and possesses over 31 years of experience in his field.

The Fun of Traveling Vineyard Wines

The Traveling Vineyard wine concept is a fun and innovative way to taste new wines and have a social event at the same time. Begun in 2001, the concept of home wine tasting parties became a unique and fun way to introduce new wines to the marketplace in an enjoyable manner. Similar to a Tupperware party, people can get together in an organized fashion and have fun.

The goals of the Traveling Vineyard are to bring people together in a home environment in a relaxed atmosphere to educate people about wine tasting and selection. The consultants are independent contractors who have been schooled not only on the products promoted by TTV but on wines in general. The wines that TVV promotes are very good wines according to the consultants and the people who attend the get-togethers.

The company has experienced steady growth since its inception, and there are many consultants who make a living doing the parties. The host of the wine tasting party receives a generous reward for hosting the wine tasting party where everyone seems to relax and have a good time. And why not, when a group of like-minded people get together and drink wine, people do tend to loosen up and have fun.

Traveling Vineyard does have to hold a license in the various states in which they conduct the parties, and the consults must also be. There is always the opportunity for people to host a party at their residence, and if they wish to carry the idea further, there is an encouragement to also learn more about the company and become a consultant themselves.

For anyone who is interested in wine tasting it sounds like being a wine tasting consultant would be an enjoyable occupation. While that opportunity might not be for everyone, somebody with a urge to be self-employed might enjoy it very much.

Learn more about Traveling Vineyard: https://plus.google.com/+TravelingvineyardOfficial

Vijay Eswaran: A Multilevel Marketing Expert Guided By Spirituality

For Vijay Eswaran, business isn’t just about making a profit or finding the latest idea that supersedes anything found before it. It’s about being guided by strong ethical and spiritual principles that involve finding inner peace, and helping others succeed as much if not more so than yourself. These principles guide the culture at QI Group, the company that Eswaran co-founded and currently manages.

Vijay Eswaran believes in practices such as meditation and moments of silence at various times of the day, and espouses various dieting and healthy eating habits that help him lead a balanced life. The man that he has been heavily influenced by is civil rights leader and peace activist Mahatma Gandhi.

Vijay Eswaran was raised in a family that valued strong work ethics and spirituality. In fact, he’s even named one of his charity groups, the Vijayratnam Foundation in his father’s honor. He grew up with a solid educational background and was able to attend university at the London School of Economics in the UK.

He graduated from there in 1984 and spent the first chapter of his business career doing odd jobs out in vineyards, construction and cab driving. He got his MBA from Southern Illinois University in 1986, and in the early 1990s he moved back to Malaysia to join a multilevel marketing company.

According to QBuzz, Vijay Eswaran was starting to like the model of multilevel marketing and direct selling, and how it could afford others to start their own business reselling products. After working for the Cosway Group, he started QI Group Ltd. in 1998 and built his own direct selling network. Companies he built under QI Group included direct selling and e-commerce merchant QNet, a real estate and financial services company at QI Asset Management, and a logistics operation through Quex Courier.

Eswaran has given back to his community through RYTHM Foundation, the parent foundation to the Vijayratnam Foundation and a leader in Asian and global initiatives.

He’s been listed in Forbes Asia’s 2011 edition of Heroes of Philanthropy and is the honorary recipient of the 2012 New Global Indian award for business excellence and philanthropy. He’s also the author of several books including In The Sphere of Silence.

Learn more about Vijay Eswaran: http://philanthropies.org/vijay-eswaran-2/